Effective Date: December 2, 2025
Lalit Capital ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you interact with our website, services, and communications.
Information We Collect
Personal Information
We may collect personal information that you provide directly, including but not limited to:
- Full name
- Contact details (email address, phone number, postal address)
- Identity documents or KYC information required for loan processing
- Financial information (income, bank details, employment details)
- Business details (for business or project loans)
Automatic and Technical Information
When you visit our website or use our services, we may automatically collect:
- IP address
- Device and browser information
- Pages visited and actions taken on the site
- Referring website and search terms
How We Use Your Information
We use collected information for the following purposes:
- To evaluate and process loan applications and related services.
- To verify your identity and meet regulatory/KYC requirements.
- To contact you about your application, provide customer support, and send service-related notices.
- To improve our website, services, products, and user experience.
- To send marketing communications only if you have consented or where permitted by law.
- To detect, prevent, and address technical or security issues and fraud.
Sharing and Disclosure
Third-Party Service Providers
We may share personal information with trusted third-party service providers who perform services on our behalf, such as loan processors, KYC providers, payment processors, IT hosting providers, and analytics services. These providers are contractually obligated to protect your data and only use it for the services they perform.
Regulatory and Legal Requirements
We may disclose personal information when required by law, to comply with legal processes, to respond to lawful requests by public authorities, or to protect our rights, privacy, safety, or property and that of our users.
Business Transfers
If Lalit Capital is involved in a merger, acquisition, financing, or sale of assets, personal information may be transferred as part of that transaction. We will notify affected users where required by law.
Cookies and Tracking Technologies
We may use cookies, web beacons, and similar technologies to collect technical information, remember preferences, and analyze site usage. Most browsers allow you to block or delete cookies; however, some features of the site may not function properly if cookies are disabled.
Data Security
We implement reasonable technical and organizational measures to protect personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission or storage is completely secure. While we strive to protect your data, we cannot guarantee absolute security.
Data Retention
We retain personal information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable laws.
Your Rights and Choices
Depending on your jurisdiction, you may have rights regarding your personal information, including the right to:
- Access the personal data we hold about you.
- Request correction or deletion of inaccurate or unnecessary data.
- Restrict or object to certain processing activities.
- Withdraw consent where processing is based on consent.
- Receive a copy of your data in a portable format where applicable.
To exercise any of these rights or for questions about your data, please contact us using the details below. We may need to verify your identity before fulfilling requests.
Children’s Privacy
Our services are not directed to children under the age of 18. We do not knowingly collect personal information from children. If we learn that we have inadvertently collected information from a child, we will take steps to delete it.
International Transfers
Personal information may be transferred to and processed in countries other than your own. When transferring data internationally, we will take appropriate measures to ensure adequate protection as required by law.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy on our website with the updated effective date. Continued use of our services after changes indicates acceptance of the updated policy.
Contact Us
If you have questions, requests, or concerns about this Privacy Policy or our data practices, please contact:
- Company: Lalit Capital
- Address: Flat No. 401, 4th Floor, Audumbar B3, Lokudyan Complex, Kalyan West, Thane, Maharashtra – 421301
- Phone: 9867556779
- Email: connect.lalitcapital@gmail.com
Thank you for trusting Lalit Capital. We are committed to safeguarding your privacy and using your information responsibly.
